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Lisa M. Baker NMLSID #106796
Senior Mortgage Loan Officer
757-692-2290
lbaker@tidewaterhomefunding.com
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Lisa graduated from Virginia Commonwealth University with a degree in marketing. Lisa immediately began her banking career after graduation and completed a Personal Banker training program. This took her to the Outer Banks of North Carolina and over the course of 20+ years, she became one of the most successful Bankers in the area. She made numerous commercial loans, construction loans, lot loans, and mortgages.

Having helped hundreds of homeowners over the years, Lisa understands how to make the loan process painless by way of open communication. She takes pride in seeing every homebuyer as an individual and helps guide them to the mortgage option that suits them best. From housing counseling, short sale negotiation, foreclosure prevention, and credit counseling, Lisa has done it all.

Lisa now resides in Virginia Beach with her twin daughters and has three college-aged children who visit often. During their free time, her family is active in their church and the community. Lisa can often be found at the softball field, on the volleyball court, or enjoying the surf along the boardwalk near her home.



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Purchase and Refinance Home Loans

Conventional Loans & Adjustable-Rate MortgagesTypically featuring better rates, terms, and/or lower fees than other mortgage loan types. The most common Conventional mortgage loans are fixed rate mortgages and adjustable-rate mortgage loans.

Manufactured Home FinancingManufactured homes are an affordable option for prospective homeowners offering flexibility without compromising on quality.


Home Renovation LoansWhether opting to renovate your existing home to better fit your needs or choosing to purchase a fixer-upper, work with a dedicated renovation financing team with a record of renovation knowledge, experience, and reputation.

Reverse Mortgage Loans
A reverse mortgage is available to homeowners who have built up considerable home equity and are 62+ years old.




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Government Home Loans to Buy, Refinance or Renovate

FHA LoansFHA mortgage loans offer a low down payment feature and flexible guidelines for prospective homebuyers. An FHA loan is insured by the Federal Housing Administration.

VA Loans
Military service members have unique mortgage needs. A VA loan is guaranteed by the U.S. Department of Veterans Affairs (VA) and is available to most U.S. service members.

USDA Loans 
If you're looking to purchase a home in a rural area, you might be eligible for a USDA loan. These loans often feature no down payment and lower mortgage insurance costs. 




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Mortgage Tools

Mortgage Calculators 
Purchasing a home is a significant investment. Our easy-to-use mortgage calculators allow you to estimate your payment so you can stay comfortably within your budget.

Homebuying Tips
The homebuying process can be overwhelming. Our blog offers a bite-sized approach at educating you through the mortgage financing process.





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This is not a commitment to lend. All loans subject to program guidelines including credit and property approval. If refinancing an existing loan, the total finance charges may be higher over the life of the loan. Programs, rates, terms, and conditions are subject to change without prior notice at the sole discretion of Tidewater Home Funding, LLC. Tidewater Home Funding is licensed in VA, NC & FL. NMLS ID #41552 (www.nmlsconsumeraccess.org). Equal Housing Lender. Corporate Office: 757-366-8690 | 1108 Eden Way North, Suite A, Chesapeake, VA 23320.

www.nmlsconsumeraccess.org 

VSCC Bureau of Financial Institutions
P.O. Box 640
Richmond VA 23218-0640
1-800-552-7945
www.scc.virginia.gov/bfi

Tidewater Home Funding
Call us|757-395-4400
NMLS|ID #41552
1369 Laskin Road, Suite 5 Virginia Beach, VA 23451